How to get an extract from a Sberbank account
One of the most frequently requested documents when applying for visas to different countries is confirmation of the availability of sufficient funds for the trip and a guarantee of returning to their homeland. Many citizens of the Russian Federation are clients of Sberbank, therefore it is in this financial institution that it is easiest for them to issue the necessary certificate. An extract from the Sberbank account for a visa is issued to the client upon personal contact at one of the bank branches.
What information does the extract contain?
An extract from a Sberbank account for registration or any other visa can be of two types:
- statement of the amount of money on the spending limit of the card;
- account statement and transactions for a certain period of time.
If a debit card is not available, a credit card may also be suitable for issuing a visa. The main thing is to check if there are any debts on this card.
The document is issued on the official letterhead of Sberbank, it must have the seal of the institution and the signature of the head of the branch.
Mandatory information that must be included in the certificate:
- bank account number;
- balance - the amount of financial resources at the beginning and end of the reporting period;
- operations for crediting and debiting money;
- balance of finance.
The most important thing to consider when preparing this document is the availability of sufficient money in accordance with the requirements of the country where you plan to travel.
In what situations is it required
In order to apply for a visa, an extract from the personal account of a Sberbank card in 2019 may be needed in the following cases:
- confirmation of the financial solvency of the traveler;
- confirmation of the availability of sufficient funds for the duration of the trip to a particular country in accordance with its requirements.
Immigration and consular officials ask for this certificate to confirm that the visa applicant has a stable high income in his home country and does not intend to migrate and earn illegally.
In addition, such a certificate is a guarantee that the traveler can pay all expenses during the trip, and, if necessary, a return ticket.
How to issue an extract on a Sberbank card
Before you receive a card statement from Sberbank, you should clarify what document format is required specifically for the consulate of the country where you intend to go. Most often, they require information on the official letterhead of the bank, but sometimes an extract from an ATM is enough.
Personal contact to the branch
You can make a credit card statement for a visa from Sberbank by visiting the local branch of the bank. During personal communication with a bank employee, you are guaranteed to receive the type of certificate that is required of you at the consulate. To do this, you need to explain to the employee what information should be contained in this document.
In addition, during a visit to the bank, you can use other additional services of a financial institution and get expert advice.
The document can be provided immediately on the spot or offered to be sent to you by e-mail. But, picking up the certificate in person, you will receive a letterhead, certified by the signature of the head of the branch and the round seal of the bank; mail often sends only information about the balance of money in the account and transactions.
Getting information through an ATM
If the consulates accept a mini-statement on a Sberbank card as confirmation of the availability of funds, then it is enough to find the nearest ATM of the financial institution, insert the card, enter the PIN code, then select the "Information and Service" section, then the "Card History" service.
The ATM will give you a check, which will contain information on the movement of funds on the card for the last three months. The service is paid - approximately 15 rubles are debited from the card. Below is a sample check.
Mobile banking
The method of receiving information about the account status via SMS is available only to users who have activated the Mobile Banking service. The cost of providing the service depends on the tariff of the operator; be sure to check the balance on the phone before sending a request, because if you do not have money, you will be denied information.
Despite the ease of this method, this option is not suitable as documentary evidence of the availability of funds for the consulate, but this way you can check the status of a bank account before preparing an extract.
In order to find out the balance, you need to send an SMS to number 900 with the text "Balans ****", "Balance ****", or "Balance ****", where instead of **** you need to specify the last 4 digits card numbers. In response, a message will follow, which will indicate the balance of money in the account at the current moment.
If you send an SMS with the text "Istoria ****" or "History ****", then in the response SMS you will receive information about the last 10 transactions carried out with the account, indicating the exact time of their execution.
Personal account on the bank's website
You can also find out about the status of the Sberbank account online, through your personal account on the institution's website:
"Post of Russia" or email
Obtaining information about the status of the account is possible both with the help of e-mail and with the help of forwarding by Russian post. In the first case, the service is provided free of charge; in the second, it is necessary to pay for it in accordance with the tariff.
The advantage of this method is the ability to receive information stably, since the data is sent monthly: for this, you need to contact the Sberbank branch and write an application for such a service.
Mobile applications
Smartphone owners can get information about their bank account balance using the Sberbank Online mobile app. The application is available on any mobile platform: iOS, Windows, Android.
Registering a card through a mobile application is the same as on the website. Information on operations can be found by clicking on the clock icon.
The application will display all the information on crediting and debiting funds, while indicating the date, time and places where the operations were carried out. Also, if your card is a credit card, you will be given details of the total debt plus interest.
Help translation
If a document confirming the availability of financial resources is required solely for the purpose of submitting documents to the consulate, you may be issued a certificate from Sberbank for a visa in English. To do this, you should ask if such a service is provided specifically in the department you are applying to.
An additional fee (from 100 to 200 rubles) is charged for the translation of the document. In addition, Sberbank employees are usually asked to wait for the finished document within three business days.
If the branch you are applying to does not provide a translation service into a foreign language, the translation of an extract from Sberbank for a visa can be done through an accredited agency. Consulates require that such a translation be notarized.
Therefore, check the requirements for documents in the consulate where you intend to apply in advance.
Learn more about how to properly exercise.
Conclusion
Sberbank customers have many ways to obtain information about the balance of their bank account. But not every one of them is suitable for the official document requested from the applicant by the consulates of different countries for issuing a visa.
When applying for a visa, only a certificate issued by bank employees when applying to the branch in person is suitable as confirmation of the availability of financial resources, since such a document will be issued according to the requirements of the consulate: on letterhead, signed by the head of the branch and stamped by the bank.
